The changing of seasons, especially this time of year, is a welcome change. And just like the weather, your financial life also has seasons. There’s the ‘we just had a baby’ season, the ‘I just lost my job’ season, and the ‘I’m close to retirement’ season to name a few. Each season of your financial life comes with unique challenges and adjustments. Your ability to think ahead and prepare for an upcoming season predicts your ability to handle what comes your way. But what will always hold you back is dealing with last season’s mistakes in your new season. Debt from your first child limits how you handle having your second child. Paying your own student loans when you are trying to fund your child’s college fund puts you in a bind. Deal with each season as it happens, but always remember a season change is just around the corner.