{"id":4109,"date":"2015-02-13T09:23:52","date_gmt":"2015-02-13T14:23:52","guid":{"rendered":"http:\/\/blogs.butler.edu\/healthyhorizons\/?p=4109"},"modified":"2015-02-12T11:24:20","modified_gmt":"2015-02-12T16:24:20","slug":"protecting-your-credit-tips-from-pete-the-planner","status":"publish","type":"post","link":"http:\/\/blogs.butler.edu\/healthyhorizons\/uncategorized\/protecting-your-credit-tips-from-pete-the-planner\/","title":{"rendered":"Protecting Your Credit – Tips from Pete the Planner"},"content":{"rendered":"

\"PTP\"<\/a><\/p>\n

Anthem data breach victims should strongly consider freezing their credit<\/a><\/strong><\/p>\n

From Pete the Planner’s Blog:<\/a>
\no Anthem data breach victims should strongly consider freezing their credit<\/a>
\nIf you haven\u2019t already heard, then allow me to be the bearer of bad news. Health care giant Anthem, just got hacked\u2026big time. Over 80,000,000 (count the zeros) current AND past customers are at risk. And this isn\u2019t your run of the mill hack. This is the holy grail of a hack. Victims, which by the way could include yours truly, face a lifetime of risk.
\nYes, since the data breach includes social security numbers and dates of birth, criminals can open credit in your name anytime they want. If they had simply stolen your debit card or credit card number, then you would just get a new card. But in this instance, they stole the skeleton key to your credit. Bad people can apply for credit in your name, whenever they want, for as long as you\u2019re alive.<\/p>\n

Pete\u2019s Step-By-Step Guide to Freezing Your Credit<\/strong><\/a><\/div>\n

Am I being a bit of an alarmist? Not really. What I\u2019ve just described is 1,000 times worse than the Target and Home Depot breaches combined. Your social security number doesn\u2019t change. Your date of birth doesn\u2019t change. Those are the two primary means of creating a gateway to your credit.
\nI gotta be honest, I\u2019m more than concerned. I\u2019ve decided to freeze my credit. Yep, you can freeze your credit and prevent ne\u2019er do wells from accessing your credit. It\u2019s simple. You need to contact each of the three credit bureaus, and ask them to freeze your credit. In doing so, you will restrict access to your credit for anyone, including yourself, until you lift the freeze.
\nI would not waste anytime here. Freezing your credit will not affect your current credit lines. It simply prevents new credit from being established. If you are are a current or past customer of Anthem, it is my strong recommendation that you do it as soon as humanly possible.
\nHere are five additional ways to avoid identity theft. It\u2019s a must read.<\/a>
\nContact each of the nationwide credit reporting companies:
\n\u2022 Equifax<\/a> \u2014 1 800 525 6285 or online<\/a>
\n\u2022 Experian<\/a> \u20141 888 397 3742 or online<\/a>
\n\u2022 TransUnion<\/a> \u2014 1 800 680 7289 or online<\/a>
\nFor more information and some FAQs, checkout the info here at the FTC website.<\/a>
\nStill worried about protecting your identity? Sign up for our free newsletter at the top of this page and we\u2019ll send you more best practices for protecting yourself.<\/p>\n","protected":false},"excerpt":{"rendered":"

Anthem data breach victims should strongly consider freezing their credit From Pete the Planner’s Blog: o Anthem data breach victims should strongly consider freezing their credit If you haven\u2019t already heard, then allow me to be the bearer of bad … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":2520,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-4109","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/paB9fc-14h","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/posts\/4109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/users\/2520"}],"replies":[{"embeddable":true,"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/comments?post=4109"}],"version-history":[{"count":5,"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/posts\/4109\/revisions"}],"predecessor-version":[{"id":4115,"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/posts\/4109\/revisions\/4115"}],"wp:attachment":[{"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/media?parent=4109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/categories?post=4109"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/blogs.butler.edu\/healthyhorizons\/wp-json\/wp\/v2\/tags?post=4109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}